Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs PNC Bank, National Association
Metric by metric
| Measure | The First National Bank of St. Ignace | PNC Bank, National Association |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 28 | 40 (stronger) |
| Loan quality | 78 (stronger) | 75 |
| Earnings | 45 | 73 (stronger) |
| Funding & liquidity | 83 (stronger) | 48 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 17th | 53rd |
| Total assets | $335.8M | $609.8B |
| Deposits / shares | $316.3M | $457.8B |
| Capital ratio | 7.78% | 8.98% (stronger) |
| Problem loans | 0.65% (stronger) | 0.74% |
| Net charge-offs | 0.17% (stronger) | 0.24% |
| Return on assets | 0.63% | 1.32% (stronger) |
| Loans ÷ deposits | 35.1% (stronger) | 79.7% |
| Uninsured deposits | 30.1% (stronger) | 44.8% |
| Offices | 7 | 2,305 |
| CFPB complaints (3 yrs) | — | 9,272 |
| Complaints per $1B deposits | — | 20.3 |
| Mortgage denial rate (HMDA) | — | 33.8% |
PNC Bank, National Association has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 4 and PNC Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.