Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs Tahquamenon Area Credit Union
Metric by metric
| Measure | The First National Bank of St. Ignace | Tahquamenon Area Credit Union |
|---|---|---|
| TellerScore | 59 | 70 (stronger) |
| Capital cushion | 28 | 68 (stronger) |
| Loan quality | 78 | 80 (stronger) |
| Earnings | 45 (stronger) | 27 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 17th | 40th |
| Total assets | $335.8M | $69.6M |
| Deposits / shares | $316.3M | $62.3M |
| Capital ratio | 7.78% | 11.84% (stronger) |
| Problem loans | 0.65% | 0.60% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.30% |
| Return on assets | 0.63% (stronger) | 0.17% |
| Loans ÷ deposits | 35.1% (stronger) | 43.5% |
| Uninsured deposits | 30.1% | 3.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tahquamenon Area Credit Union has the higher TellerScore (70 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 3 and Tahquamenon Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newberry, MI