Side-by-side · Q2 2026 data
The First National Bank of Sycamore vs First Bank of Ohio
Metric by metric
| Measure | The First National Bank of Sycamore | First Bank of Ohio |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 69 | 98 (stronger) |
| Funding & liquidity | 79 (stronger) | 50 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 61st | 95th |
| Total assets | $239.4M | $278.4M |
| Deposits / shares | $207.4M | $176.2M |
| Capital ratio | 9.96% | 35.51% (stronger) |
| Problem loans | 0.06% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 1.43% |
| Return on assets | 1.22% | 1.96% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 107.4% |
| Uninsured deposits | 22.3% | 17.3% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Ohio has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sycamore leads on 3 and First Bank of Ohio on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.