Side-by-side · Q2 2026 data
The First National Bank of Tom Bean vs Fannin Bank
Metric by metric
| Measure | The First National Bank of Tom Bean | Fannin Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 71 (stronger) | 36 |
| Loan quality | 59 | 65 (stronger) |
| Earnings | 62 | 79 (stronger) |
| Funding & liquidity | 65 | 92 (stronger) |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 34th | 29th |
| Total assets | $155.6M | $159.1M |
| Deposits / shares | $135.7M | $147.1M |
| Capital ratio | 12.15% (stronger) | 8.60% |
| Problem loans | 1.23% | 1.04% (stronger) |
| Net charge-offs | 0.38% | 0.06% (stronger) |
| Return on assets | 1.05% | 1.46% (stronger) |
| Loans ÷ deposits | 93.2% | 55.2% (stronger) |
| Uninsured deposits | 17.2% (stronger) | 22.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Tom Bean has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Tom Bean leads on 3 and Fannin Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.