Side-by-side · Q2 2026 data
The First National Bank of Trinity vs Walker County Federal Credit Union
Credit union
Walker County Federal Credit Union
Huntsville, Texas · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Trinity | Walker County Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 53 | 61 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 48th | 77th |
| Total assets | $92.8M | $54.3M |
| Deposits / shares | $86.0M | $44.9M |
| Capital ratio | 9.16% | 16.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.21% (stronger) | 0.76% |
| Return on assets | 0.83% | 1.02% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 70.7% |
| Uninsured deposits | 11.9% | 2.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Walker County Federal Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Trinity leads on 3 and Walker County Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.