Side-by-side · Q2 2026 data
The First National Bank of Wakefield vs Chippewa Valley Bank
Metric by metric
| Measure | The First National Bank of Wakefield | Chippewa Valley Bank |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 51 (stronger) | 37 |
| Loan quality | 76 | 93 (stronger) |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 33rd | 57th |
| Total assets | $52.6M | $735.8M |
| Deposits / shares | $47.7M | $559.0M |
| Capital ratio | 10.15% (stronger) | 8.74% |
| Problem loans | 0.71% | 0.22% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.65% | 2.05% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 94.7% |
| Uninsured deposits | 8.2% (stronger) | 15.4% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Chippewa Valley Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Wakefield leads on 3 and Chippewa Valley Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.