Side-by-side · Q2 2026 data
The First National Bank of Wakefield vs Gogebic County Federal Credit Union
Credit union
Gogebic County Federal Credit Union
Bessemer, Michigan · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Wakefield | Gogebic County Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 92 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 76 (stronger) | 70 |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 33rd | 92nd |
| Total assets | $52.6M | $38.5M |
| Deposits / shares | $47.7M | $31.7M |
| Capital ratio | 10.15% | 17.21% (stronger) |
| Problem loans | 0.71% (stronger) | 0.89% |
| Net charge-offs | 0.05% (stronger) | 0.52% |
| Return on assets | 0.65% | 2.41% (stronger) |
| Loans ÷ deposits | 45.0% | 37.2% (stronger) |
| Uninsured deposits | 8.2% | 2.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gogebic County Federal Credit Union has the higher TellerScore (92 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Wakefield leads on 2 and Gogebic County Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bessemer, MI
- Wakefield, MI