Side-by-side · Q2 2026 data
The First National Bank of Winnsboro vs Broadstreet Bank S S B
Metric by metric
| Measure | The First National Bank of Winnsboro | Broadstreet Bank S S B |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 63 | 85 (stronger) |
| Earnings | 97 (stronger) | 58 |
| Funding & liquidity | 78 (stronger) | 68 |
| Problem-loan coverage | 94 (stronger) | 61 |
| Peer percentile | 90th | 43rd |
| Total assets | $158.2M | $442.8M |
| Deposits / shares | $121.4M | $343.4M |
| Capital ratio | 22.72% (stronger) | 12.13% |
| Problem loans | 1.10% | 0.44% (stronger) |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.92% (stronger) | 0.94% |
| Loans ÷ deposits | 82.6% (stronger) | 91.5% |
| Uninsured deposits | 14.7% (stronger) | 15.3% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | 21.6% |
The First National Bank of Winnsboro has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Winnsboro leads on 5 and Broadstreet Bank S S B on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Winnsboro, TX