Side-by-side · Q2 2026 data
The First Security Bank vs The Pauls Valley National Bank
Metric by metric
| Measure | The First Security Bank | The Pauls Valley National Bank |
|---|---|---|
| TellerScore | 35 | 39 (stronger) |
| Capital cushion | 33 | 45 (stronger) |
| Loan quality | 22 (stronger) | 0 |
| Earnings | 64 | 65 (stronger) |
| Funding & liquidity | 8 | 82 (stronger) |
| Problem-loan coverage | 56 (stronger) | 3 |
| Peer percentile | 1st | 2nd |
| Total assets | $335.0M | $356.6M |
| Deposits / shares | $277.4M | $327.4M |
| Capital ratio | 8.29% | 9.48% (stronger) |
| Problem loans | 2.34% (stronger) | 5.72% |
| Net charge-offs | 0.09% (stronger) | 0.36% |
| Return on assets | 1.11% | 1.12% (stronger) |
| Loans ÷ deposits | 103.8% | 62.1% (stronger) |
| Uninsured deposits | 58.8% | 29.5% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Pauls Valley National Bank has the higher TellerScore (39 vs 35). On the 7 directional measures above (where higher or lower is clearly better), The First Security Bank leads on 2 and The Pauls Valley National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.