TellerScore

Side-by-side · Q2 2026 data

The First Security Bank vs 1st Kansas Credit Union

Bank

The First Security Bank

Overbrook, Kansas · $100 million – $1 billion

56of 100
Moderate

Credit union

1st Kansas Credit Union

Topeka, Kansas · Under $100 million in assets

86of 100
Very strong

Metric by metric

MeasureThe First Security Bank1st Kansas Credit Union
TellerScore5686 (stronger)
Capital cushion30100 (stronger)
Loan quality3386 (stronger)
Earnings100 (stronger)46
Funding & liquidity79100 (stronger)
Problem-loan coverage7098 (stronger)
Peer percentile13th80th
Total assets$225.6M$12.2M
Deposits / shares$191.4M$9.7M
Capital ratio7.98%19.90% (stronger)
Problem loans2.00%0.41% (stronger)
Net charge-offs0.52%0.13% (stronger)
Return on assets2.91% (stronger)0.64%
Loans ÷ deposits80.8%51.1% (stronger)
Uninsured deposits13.8%0.0% (stronger)
Offices82
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)3.9%—

1st Kansas Credit Union has the higher TellerScore (86 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First Security Bank leads on 1 and 1st Kansas Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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