1st Kansas Credit Union is a federally insured state-chartered credit union headquartered in Topeka, Kansas, in business for about 97 years. At the end of Q2 2026 it reported $12.2M in total assets and $9.7M in member shares and deposits, with 2 offices.
1st Kansas Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 15th. Capital cushion contributes the most (100/100, 19.90%); earnings contributes the least (46/100, 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (79 → 86), mostly because the loan quality component improved by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 92 |
| Q4 2024 | 81 |
| Q1 2025 | 85 |
| Q2 2025 | 79 |
| Q3 2025 | 91 |
| Q4 2025 | 83 |
| Q1 2026 | 81 |
| Q2 2026 | 86 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.77% |
| Q3 2024 | 21.10% |
| Q4 2024 | 21.04% |
| Q1 2025 | 20.82% |
| Q2 2025 | 20.90% |
| Q3 2025 | 20.83% |
| Q4 2025 | 20.10% |
| Q1 2026 | 19.58% |
| Q2 2026 | 19.90% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.83% |
| Q2 2025 | 1.41% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.83% |
| Q3 2024 | 1.05% |
| Q4 2024 | 0.41% |
| Q1 2025 | 1.00% |
| Q2 2025 | 0.94% |
| Q3 2025 | 0.95% |
| Q4 2025 | 0.60% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $12.2M | 19.90% | 0.41% | 0.64% | 51.1% |
| Q1 2026 | 81 | $12.2M | 19.58% | 0.74% | 0.46% | 51.7% |
| Q4 2025 | 83 | $11.8M | 20.10% | 0.67% | 0.60% | 53.8% |
| Q3 2025 | 91 | $11.5M | 20.83% | 0.03% | 0.95% | 55.3% |
| Q2 2025 | 79 | $11.4M | 20.90% | 1.41% | 0.94% | 58.3% |
| Q1 2025 | 85 | $11.3M | 20.82% | 0.83% | 1.00% | 58.6% |
| Q4 2024 | 81 | $11.0M | 21.04% | 0.72% | 0.41% | 62.1% |
| Q3 2024 | 92 | $11.3M | 21.10% | 0.00% | 1.05% | 62.5% |
| Q2 2024 | 85 | $11.1M | 20.77% | 0.52% | 0.83% | 65.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Crossroads Credit UnionCredit union Goessel, KS | 67 out of 100, Moderate | $12.5M | 20.8% | 6.32% | vs |
| Topeka Firemen'S Credit UnionCredit union Topeka, KS | 92 out of 100, Very strong | $11.7M | 25.8% | 0.03% | vs |
| Garden City Teachers Federal Credit UnionCredit union Garden City, KS | 61 out of 100, Moderate | $15.7M | 8.3% | 0.67% | vs |
| K C K Firemen & Police Credit UnionCredit union Kansas City, KS | 84 out of 100, Strong | $16.2M | 17.5% | 0.39% | vs |
| Kc Fairfax Federal Credit UnionCredit union Kansas City, KS | 52 out of 100, Below average | $6.8M | 8.5% | 0.96% | vs |
| Peoples Choice Credit UnionCredit union Coffeyville, KS | 75 out of 100, Strong | $6.7M | 26.3% | 1.59% | vs |
Deposit insurance
Is my money safe at 1st Kansas Credit Union?
Yes. 1st Kansas Credit Union is a federally insured credit union (NCUA charter #63217). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
1st Kansas Credit Union lists 2 offices in 1 city. Most locations:
- Topeka, KS (2)
Identity & history
Profile
- Legal name
- 1st Kansas Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63217
- RSSD ID
- 364597
- Primary regulator
- State + NCUA
- Established
- 1929
- Headquarters
- PO Box 1097, Topeka, KS 66601
- Employees
- 3
Quick answers
1st Kansas Credit Union: common questions
Is 1st Kansas Credit Union NCUA insured?
Yes. 1st Kansas Credit Union is a federally insured credit union (NCUA charter #63217). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is 1st Kansas Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does 1st Kansas Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Topeka
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Topeka Firemen'S Credit UnionCredit union Topeka, KS | 92 out of 100, Very strong | $11.7M | 25.8% | 0.03% | vs |
| Topeka Police Credit UnionCredit union Topeka, KS | 88 out of 100, Very strong | $6.3M | 15.7% | 0.05% | vs |
| Empower Blue Credit UnionCredit union Topeka, KS | 88 out of 100, Very strong | $55.1M | 18.1% | 0.10% | vs |
| The Denison State BankBank Holton, KS | 87 out of 100, Very strong | $453.6M | 17.5% | 1.08% | vs |
| Kaw Valley State Bank and Trust CompanyBank Wamego, KS | 85 out of 100, Very strong | $295.8M | 11.7% | 0.08% | vs |
| Community BankBank Topeka, KS | 83 out of 100, Strong | $188.8M | 11.5% | 0.22% | vs |