Side-by-side · Q2 2026 data
The First State Bank vs CBW Bank
Metric by metric
| Measure | The First State Bank | CBW Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 82 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 71 | 88 (stronger) |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 92nd | 70th |
| Total assets | $84.3M | $80.5M |
| Deposits / shares | $74.1M | $53.7M |
| Capital ratio | 15.27% | 28.35% (stronger) |
| Problem loans | 0.00% (stronger) | 0.94% |
| Net charge-offs | 0.02% | -0.38% (stronger) |
| Return on assets | 1.26% | 1.70% (stronger) |
| Loans ÷ deposits | 49.5% | 22.4% (stronger) |
| Uninsured deposits | 31.5% (stronger) | 77.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 3 and CBW Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.