Side-by-side · Q2 2026 data
The First State Bank vs Texas National Bank of Jacksonville
Metric by metric
| Measure | The First State Bank | Texas National Bank of Jacksonville |
|---|---|---|
| TellerScore | 61 (stronger) | 50 |
| Capital cushion | 56 (stronger) | 51 |
| Loan quality | 28 | 66 (stronger) |
| Earnings | 100 (stronger) | 6 |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 68 | 79 (stronger) |
| Peer percentile | 20th | 7th |
| Total assets | $895.2M | $852.4M |
| Deposits / shares | $806.8M | $765.7M |
| Capital ratio | 10.58% (stronger) | 10.08% |
| Problem loans | 2.16% | 1.03% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.45% |
| Return on assets | 2.44% (stronger) | -0.34% |
| Loans ÷ deposits | 79.8% (stronger) | 83.8% |
| Uninsured deposits | 28.1% | 27.1% (stronger) |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank has the higher TellerScore (61 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 5 and Texas National Bank of Jacksonville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.