Side-by-side · Q2 2026 data
The First State Bank vs Carson Community Bank
Metric by metric
| Measure | The First State Bank | Carson Community Bank |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 49 | 76 (stronger) |
| Loan quality | 29 | 52 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 67 | 79 (stronger) |
| Problem-loan coverage | 63 | 83 (stronger) |
| Peer percentile | 16th | 47th |
| Total assets | $160.0M | $166.7M |
| Deposits / shares | $139.3M | $145.4M |
| Capital ratio | 9.93% | 12.63% (stronger) |
| Problem loans | 2.13% | 1.43% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.18% |
| Return on assets | 2.21% (stronger) | 1.43% |
| Loans ÷ deposits | 92.8% | 67.6% (stronger) |
| Uninsured deposits | 14.3% (stronger) | 27.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carson Community Bank has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 3 and Carson Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.