Side-by-side · Q2 2026 data
The First State Bank vs Solutions North Bank
Metric by metric
| Measure | The First State Bank | Solutions North Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 81 (stronger) | 59 |
| Loan quality | 97 (stronger) | 91 |
| Earnings | 94 (stronger) | 76 |
| Funding & liquidity | 83 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 95th | 68th |
| Total assets | $493.2M | $469.5M |
| Deposits / shares | $406.6M | $395.5M |
| Capital ratio | 13.05% (stronger) | 10.90% |
| Problem loans | 0.10% (stronger) | 0.28% |
| Net charge-offs | 0.14% | 0.02% (stronger) |
| Return on assets | 1.85% (stronger) | 1.40% |
| Loans ÷ deposits | 68.5% (stronger) | 73.5% |
| Uninsured deposits | 23.1% (stronger) | 25.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 6 and Solutions North Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hill City, KS
- Norton, KS