Side-by-side · Q2 2026 data
The First State Bank of Healy vs Security State Bank
Metric by metric
| Measure | The First State Bank of Healy | Security State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 70 | 91 (stronger) |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 70 (stronger) | 57 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 82nd | 66th |
| Total assets | $108.8M | $1.0B |
| Deposits / shares | $86.5M | $727.9M |
| Capital ratio | 16.77% (stronger) | 10.23% |
| Problem loans | 0.89% | 0.26% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 1.36% | 1.39% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 103.6% |
| Uninsured deposits | 28.3% | 13.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Healy has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Healy leads on 4 and Security State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.