Side-by-side · Q2 2026 data
The First State Bank of Red Wing vs Lowry State Bank
Metric by metric
| Measure | The First State Bank of Red Wing | Lowry State Bank |
|---|---|---|
| TellerScore | 52 (stronger) | 39 |
| Capital cushion | 40 | 46 (stronger) |
| Loan quality | 64 (stronger) | 0 |
| Earnings | 19 | 71 (stronger) |
| Funding & liquidity | 85 (stronger) | 47 |
| Problem-loan coverage | 78 (stronger) | 44 |
| Peer percentile | 11th | 3rd |
| Total assets | $86.3M | $84.1M |
| Deposits / shares | $83.1M | $69.6M |
| Capital ratio | 8.96% | 9.58% (stronger) |
| Problem loans | 1.07% (stronger) | 3.18% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | -0.02% | 1.28% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 109.6% |
| Uninsured deposits | 28.3% | 18.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Red Wing has the higher TellerScore (52 vs 39). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Red Wing leads on 4 and Lowry State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.