Side-by-side · Q2 2026 data
The First State Bank of Rosemount vs Valley Premier Bank
Metric by metric
| Measure | The First State Bank of Rosemount | Valley Premier Bank |
|---|---|---|
| TellerScore | 27 | 81 (stronger) |
| Capital cushion | 13 | 61 (stronger) |
| Loan quality | 4 | 100 (stronger) |
| Earnings | 33 | 78 (stronger) |
| Funding & liquidity | 87 (stronger) | 82 |
| Problem-loan coverage | 27 | 100 (stronger) |
| Peer percentile | 0th | 80th |
| Total assets | $146.1M | $141.0M |
| Deposits / shares | $138.4M | $127.7M |
| Capital ratio | 6.28% | 11.13% (stronger) |
| Problem loans | 2.88% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 0.33% | 1.44% (stronger) |
| Loans ÷ deposits | 73.4% | 70.1% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 22.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Valley Premier Bank has the higher TellerScore (81 vs 27). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Rosemount leads on 1 and Valley Premier Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.