Side-by-side · Q2 2026 data
The First State Bank of Rosemount vs Vermillion State Bank
Metric by metric
| Measure | The First State Bank of Rosemount | Vermillion State Bank |
|---|---|---|
| TellerScore | 27 | 90 (stronger) |
| Capital cushion | 13 | 84 (stronger) |
| Loan quality | 4 | 92 (stronger) |
| Earnings | 33 | 100 (stronger) |
| Funding & liquidity | 87 (stronger) | 83 |
| Problem-loan coverage | 27 | 97 (stronger) |
| Peer percentile | 0th | 95th |
| Total assets | $146.1M | $931.4M |
| Deposits / shares | $138.4M | $806.6M |
| Capital ratio | 6.28% | 13.40% (stronger) |
| Problem loans | 2.88% | 0.24% (stronger) |
| Net charge-offs | 0.13% | -0.12% (stronger) |
| Return on assets | 0.33% | 2.56% (stronger) |
| Loans ÷ deposits | 73.4% | 51.7% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 30.2% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Vermillion State Bank has the higher TellerScore (90 vs 27). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Rosemount leads on 1 and Vermillion State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rosemount, MN