The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 90).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Minnesota

Yes. Vermillion State Bank is an FDIC-insured institution (FDIC certificate #10214). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.2% of deposits ($243.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Vermillion State Bank lists 6 offices in 4 cities. Most locations:

• Hastings, MN (3)
• Inver Grove Heights, MN (1)
• Rosemount, MN (1)
• Vermillion, MN (1)

All branch addresses and map

In 2025, Vermillion State Bank reported 129 home-loan applications under HMDA (LEI 2549009GERLEDM651T51): 127 originated ($33,915,000 total), 0 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Vermillion State Bank

Type

State-chartered bank

FDIC certificate #

10214

RSSD ID

208057

Primary regulator

FDIC

Holding company

Vermillion Bancshares Inc

Established

August 10, 1918

Headquarters

107 Main St E, Vermillion, MN 55085

Website

www.vermillionbank.com

Employees

33