Side-by-side · Q2 2026 data
The First Trust and Savings Bank of Watseka, Illinois vs Campus State Bank
Bank
The First Trust and Savings Bank of Watseka, Illinois
Watseka, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The First Trust and Savings Bank of Watseka, Illinois | Campus State Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 92 (stronger) | 77 |
| Funding & liquidity | 86 | 96 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 84th |
| Total assets | $337.1M | $26.2M |
| Deposits / shares | $285.9M | $23.0M |
| Capital ratio | 16.10% (stronger) | 12.28% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.43% |
| Loans ÷ deposits | 53.2% (stronger) | 64.1% |
| Uninsured deposits | 27.4% | 10.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Trust and Savings Bank of Watseka, Illinois has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The First Trust and Savings Bank of Watseka, Illinois leads on 4 and Campus State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.