Side-by-side · Q2 2026 data
The Fisher National Bank vs Bank of O'Fallon
Metric by metric
| Measure | The Fisher National Bank | Bank of O'Fallon |
|---|---|---|
| TellerScore | 59 | 81 (stronger) |
| Capital cushion | 40 | 88 (stronger) |
| Loan quality | 56 | 77 (stronger) |
| Earnings | 85 | 91 (stronger) |
| Funding & liquidity | 56 (stronger) | 55 |
| Problem-loan coverage | 79 | 91 (stronger) |
| Peer percentile | 17th | 80th |
| Total assets | $375.5M | $377.5M |
| Deposits / shares | $326.2M | $324.1M |
| Capital ratio | 9.00% | 13.82% (stronger) |
| Problem loans | 1.31% | 0.69% (stronger) |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.62% | 1.78% (stronger) |
| Loans ÷ deposits | 86.6% | 86.1% (stronger) |
| Uninsured deposits | 31.2% (stronger) | 32.4% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Bank of O'Fallon has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Fisher National Bank leads on 1 and Bank of O'Fallon on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.