Side-by-side · Q2 2026 data
The FNB Community Bank vs Solutions Bank
Metric by metric
| Measure | The FNB Community Bank | Solutions Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 76 (stronger) | 38 |
| Loan quality | 74 | 84 (stronger) |
| Earnings | 72 (stronger) | 59 |
| Funding & liquidity | 75 | 91 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 64th | 34th |
| Total assets | $498.9M | $491.6M |
| Deposits / shares | $423.1M | $385.3M |
| Capital ratio | 12.57% (stronger) | 8.83% |
| Problem loans | 0.78% | 0.49% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.29% (stronger) | 0.98% |
| Loans ÷ deposits | 72.3% | 63.5% (stronger) |
| Uninsured deposits | 26.1% | 20.4% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
The FNB Community Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The FNB Community Bank leads on 3 and Solutions Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.