Side-by-side · Q2 2026 data
The FNB Community Bank vs The Peoples State Bank of Newton, Illinois
Metric by metric
| Measure | The FNB Community Bank | The Peoples State Bank of Newton, Illinois |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 76 | 85 (stronger) |
| Loan quality | 74 | 82 (stronger) |
| Earnings | 72 | 79 (stronger) |
| Funding & liquidity | 75 (stronger) | 64 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 64th | 80th |
| Total assets | $498.9M | $736.7M |
| Deposits / shares | $423.1M | $577.9M |
| Capital ratio | 12.57% | 13.52% (stronger) |
| Problem loans | 0.78% | 0.54% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.29% | 1.48% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 85.5% |
| Uninsured deposits | 26.1% | 24.6% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 7.3% |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The FNB Community Bank leads on 1 and The Peoples State Bank of Newton, Illinois on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vandalia, IL
- Greenville, IL