Side-by-side · Q2 2026 data
The Focus Federal Credit Union vs Cherokee Strip Credit Union
Credit union
The Focus Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The Focus Federal Credit Union | Cherokee Strip Credit Union |
|---|---|---|
| TellerScore | 57 | 60 (stronger) |
| Capital cushion | 40 | 49 (stronger) |
| Loan quality | 85 (stronger) | 82 |
| Earnings | 21 (stronger) | 13 |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 14th | 21st |
| Total assets | $163.2M | $106.0M |
| Deposits / shares | $147.9M | $94.7M |
| Capital ratio | 8.99% | 9.86% (stronger) |
| Problem loans | 0.45% (stronger) | 0.55% |
| Net charge-offs | 0.48% (stronger) | 1.36% |
| Return on assets | 0.03% (stronger) | -0.17% |
| Loans ÷ deposits | 88.9% | 70.7% (stronger) |
| Uninsured deposits | 8.2% (stronger) | 10.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.9% | — |
Cherokee Strip Credit Union has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Focus Federal Credit Union leads on 4 and Cherokee Strip Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.