Side-by-side · Q2 2026 data
The Focus Federal Credit Union vs Red River Federal Credit Union
Credit union
The Focus Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The Focus Federal Credit Union | Red River Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 79 (stronger) |
| Capital cushion | 40 | 71 (stronger) |
| Loan quality | 85 | 91 (stronger) |
| Earnings | 21 | 82 (stronger) |
| Funding & liquidity | 71 (stronger) | 68 |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 14th | 76th |
| Total assets | $163.2M | $168.4M |
| Deposits / shares | $147.9M | $141.5M |
| Capital ratio | 8.99% | 12.10% (stronger) |
| Problem loans | 0.45% | 0.28% (stronger) |
| Net charge-offs | 0.48% | 0.19% (stronger) |
| Return on assets | 0.03% | 1.55% (stronger) |
| Loans ÷ deposits | 88.9% (stronger) | 92.4% |
| Uninsured deposits | 8.2% | 6.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.9% | 9.7% |
Red River Federal Credit Union has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Focus Federal Credit Union leads on 1 and Red River Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.