Side-by-side · Q2 2026 data
The Fort Jennings State Bank vs First Federal Bank of Ohio
Metric by metric
| Measure | The Fort Jennings State Bank | First Federal Bank of Ohio |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 77 | 87 (stronger) |
| Loan quality | 64 | 69 (stronger) |
| Earnings | 77 (stronger) | 34 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 61st | 61st |
| Total assets | $285.8M | $282.9M |
| Deposits / shares | $247.2M | $231.2M |
| Capital ratio | 12.71% | 13.68% (stronger) |
| Problem loans | 1.09% | 0.93% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 0.35% |
| Loans ÷ deposits | 83.2% | 52.0% (stronger) |
| Uninsured deposits | 11.4% | 7.1% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Fort Jennings State Bank leads on 1 and First Federal Bank of Ohio on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.