Side-by-side · Q2 2026 data
The Fort Jennings State Bank vs Nickel Steel Federal Credit Union
Metric by metric
| Measure | The Fort Jennings State Bank | Nickel Steel Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 64 | 86 (stronger) |
| Earnings | 77 (stronger) | 0 |
| Funding & liquidity | 77 | 97 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 61st | 54th |
| Total assets | $285.8M | $5.2M |
| Deposits / shares | $247.2M | $3.5M |
| Capital ratio | 12.71% | 33.12% (stronger) |
| Problem loans | 1.09% | 0.42% (stronger) |
| Net charge-offs | 0.05% (stronger) | 2.27% |
| Return on assets | 1.42% (stronger) | -1.10% |
| Loans ÷ deposits | 83.2% | 63.2% (stronger) |
| Uninsured deposits | 11.4% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nickel Steel Federal Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Fort Jennings State Bank leads on 2 and Nickel Steel Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.