Side-by-side · Q2 2026 data
The Fort Jennings State Bank vs The Peoples Bank Co.
Metric by metric
| Measure | The Fort Jennings State Bank | The Peoples Bank Co. |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 77 (stronger) | 69 |
| Loan quality | 64 | 96 (stronger) |
| Earnings | 77 | 87 (stronger) |
| Funding & liquidity | 77 | 85 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 61st | 88th |
| Total assets | $285.8M | $859.2M |
| Deposits / shares | $247.2M | $738.8M |
| Capital ratio | 12.71% (stronger) | 11.89% |
| Problem loans | 1.09% | 0.13% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.42% | 1.66% (stronger) |
| Loans ÷ deposits | 83.2% | 61.5% (stronger) |
| Uninsured deposits | 11.4% (stronger) | 27.4% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank Co. has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Fort Jennings State Bank leads on 2 and The Peoples Bank Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.