Side-by-side · Q2 2026 data
The Fort Jennings State Bank vs The State Bank and Trust Company
Metric by metric
| Measure | The Fort Jennings State Bank | The State Bank and Trust Company |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 77 (stronger) | 50 |
| Loan quality | 64 | 90 (stronger) |
| Earnings | 77 (stronger) | 67 |
| Funding & liquidity | 77 (stronger) | 63 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 61st | 58th |
| Total assets | $285.8M | $1.6B |
| Deposits / shares | $247.2M | $1.4B |
| Capital ratio | 12.71% (stronger) | 10.00% |
| Problem loans | 1.09% | 0.30% (stronger) |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 1.42% (stronger) | 1.17% |
| Loans ÷ deposits | 83.2% (stronger) | 84.3% |
| Uninsured deposits | 11.4% (stronger) | 26.6% |
| Offices | 7 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
The Fort Jennings State Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Fort Jennings State Bank leads on 5 and The State Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.