Side-by-side · Q2 2026 data
The Fountain Trust Company vs Bank of Rantoul
Metric by metric
| Measure | The Fountain Trust Company | Bank of Rantoul |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 62 | 81 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 40th | 82nd |
| Total assets | $844.6M | $285.8M |
| Deposits / shares | $744.1M | $223.3M |
| Capital ratio | 9.99% | 10.75% (stronger) |
| Problem loans | 0.63% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.02% (stronger) |
| Return on assets | 1.04% | 1.52% (stronger) |
| Loans ÷ deposits | 69.0% | 42.3% (stronger) |
| Uninsured deposits | 20.7% (stronger) | 25.7% |
| Offices | 20 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | — |
Bank of Rantoul has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fountain Trust Company leads on 1 and Bank of Rantoul on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.