Side-by-side · Q2 2026 data
The Fountain Trust Company vs CentreBank
Metric by metric
| Measure | The Fountain Trust Company | CentreBank |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 62 | 94 (stronger) |
| Funding & liquidity | 85 (stronger) | 63 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 40th | 95th |
| Total assets | $844.6M | $120.0M |
| Deposits / shares | $744.1M | $99.1M |
| Capital ratio | 9.99% | 17.16% (stronger) |
| Problem loans | 0.63% | 0.33% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.36% |
| Return on assets | 1.04% | 1.86% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 91.1% |
| Uninsured deposits | 20.7% | 20.3% (stronger) |
| Offices | 20 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | — |
CentreBank has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fountain Trust Company leads on 2 and CentreBank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Veedersburg, IN
- Covington, IN
- Kingman, IN
- Rockville, IN