Side-by-side · Q2 2026 data
The Fountain Trust Company vs Citizens State Bank of New Castle, Indiana
Metric by metric
| Measure | The Fountain Trust Company | Citizens State Bank of New Castle, Indiana |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 50 | 55 (stronger) |
| Loan quality | 79 | 87 (stronger) |
| Earnings | 62 | 62 |
| Funding & liquidity | 85 (stronger) | 65 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 40th | 43rd |
| Total assets | $844.6M | $908.8M |
| Deposits / shares | $744.1M | $795.2M |
| Capital ratio | 9.99% | 10.45% (stronger) |
| Problem loans | 0.63% | 0.40% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.12% |
| Return on assets | 1.04% | 1.06% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 73.2% |
| Uninsured deposits | 20.7% (stronger) | 34.8% |
| Offices | 20 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 20.7% |
Citizens State Bank of New Castle, Indiana has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fountain Trust Company leads on 3 and Citizens State Bank of New Castle, Indiana on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.