TellerScore

Side-by-side · Q2 2026 data

The Fountain Trust Company vs Community First Bank of Indiana

Bank

The Fountain Trust Company

Covington, Indiana · $100 million – $1 billion

69of 100
Moderate

Bank

Community First Bank of Indiana

Kokomo, Indiana · $100 million – $1 billion

55of 100
Moderate

Metric by metric

MeasureThe Fountain Trust CompanyCommunity First Bank of Indiana
TellerScore69 (stronger)55
Capital cushion50 (stronger)49
Loan quality79 (stronger)56
Earnings6266 (stronger)
Funding & liquidity85 (stronger)39
Problem-loan coverage94 (stronger)76
Peer percentile40th11th
Total assets$844.6M$980.3M
Deposits / shares$744.1M$814.1M
Capital ratio9.99% (stronger)9.92%
Problem loans0.63% (stronger)1.32%
Net charge-offs0.09% (stronger)0.22%
Return on assets1.04%1.14% (stronger)
Loans ÷ deposits69.0% (stronger)97.8%
Uninsured deposits20.7% (stronger)35.8%
Offices207
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)23.8%10.2%

The Fountain Trust Company has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Fountain Trust Company leads on 6 and Community First Bank of Indiana on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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