Side-by-side · Q2 2026 data
The Fountain Trust Company vs Servbank, National Association
Metric by metric
| Measure | The Fountain Trust Company | Servbank, National Association |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 50 | 68 (stronger) |
| Loan quality | 79 | 80 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 39 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 40th | 80th |
| Total assets | $844.6M | $1.7B |
| Deposits / shares | $744.1M | $1.2B |
| Capital ratio | 9.99% | 11.81% (stronger) |
| Problem loans | 0.63% | 0.59% (stronger) |
| Net charge-offs | 0.09% | -0.04% (stronger) |
| Return on assets | 1.04% | 2.21% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 86.8% |
| Uninsured deposits | 20.7% (stronger) | 46.2% |
| Offices | 20 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 90.1% |
Servbank, National Association has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fountain Trust Company leads on 2 and Servbank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.