Side-by-side · Q2 2026 data
The Four County Bank vs Cgr Credit Union
Metric by metric
| Measure | The Four County Bank | Cgr Credit Union |
|---|---|---|
| TellerScore | 87 | 95 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 77 | 83 (stronger) |
| Earnings | 98 (stronger) | 97 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 84th | 98th |
| Total assets | $87.1M | $120.0M |
| Deposits / shares | $75.4M | $90.0M |
| Capital ratio | 13.83% | 22.20% (stronger) |
| Problem loans | 0.68% | 0.52% (stronger) |
| Net charge-offs | 0.46% | 0.44% (stronger) |
| Return on assets | 1.94% (stronger) | 1.91% |
| Loans ÷ deposits | 77.5% | 51.9% (stronger) |
| Uninsured deposits | 9.7% | 7.4% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cgr Credit Union has the higher TellerScore (95 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The Four County Bank leads on 1 and Cgr Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.