Side-by-side · Q2 2026 data
The Four County Bank vs Sunmark Community Bank
Metric by metric
| Measure | The Four County Bank | Sunmark Community Bank |
|---|---|---|
| TellerScore | 87 | 92 (stronger) |
| Capital cushion | 88 | 96 (stronger) |
| Loan quality | 77 | 99 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 57 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 84th | 97th |
| Total assets | $87.1M | $556.6M |
| Deposits / shares | $75.4M | $467.5M |
| Capital ratio | 13.83% | 14.61% (stronger) |
| Problem loans | 0.68% | 0.02% (stronger) |
| Net charge-offs | 0.46% | 0.00% (stronger) |
| Return on assets | 1.94% | 2.77% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 84.8% |
| Uninsured deposits | 9.7% (stronger) | 31.6% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sunmark Community Bank has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The Four County Bank leads on 2 and Sunmark Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.