Side-by-side · Q2 2026 data
The Freedom Bank of Virginia vs Trustar Bank
Metric by metric
| Measure | The Freedom Bank of Virginia | Trustar Bank |
|---|---|---|
| TellerScore | 40 | 58 (stronger) |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 38 | 46 (stronger) |
| Funding & liquidity | 61 (stronger) | 31 |
| Problem-loan coverage | 54 | 94 (stronger) |
| Peer percentile | 2nd | 17th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $875.0M | $970.4M |
| Capital ratio | 11.06% (stronger) | 9.38% |
| Problem loans | 3.26% | 0.39% (stronger) |
| Net charge-offs | 1.65% | 0.00% (stronger) |
| Return on assets | 0.45% | 0.65% (stronger) |
| Loans ÷ deposits | 87.9% (stronger) | 96.9% |
| Uninsured deposits | 24.9% (stronger) | 44.1% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 0.0% |
Trustar Bank has the higher TellerScore (58 vs 40). On the 7 directional measures above (where higher or lower is clearly better), The Freedom Bank of Virginia leads on 3 and Trustar Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.