Trustar Bank is a state-chartered bank headquartered in Great Falls, Virginia, in business for about 7 years. At the end of Q2 2026 it reported $1.1B in total assets and $970.4M in deposits, with 6 offices across 3 states.
Based on its Q2 2026 filing, Trustar Bank scores 58/100, which we describe as moderate. That is higher than only 17% of 897 banks with $1 billion – $10 billion. Among 56 banks headquartered in Virginia, it ranks 49th. Its strongest component is problem-loan coverage (94/100; 3.2%), and its lowest is funding & liquidity (31/100; 97% loans-to-deposits, 44% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (63 → 58), mostly because the loan quality component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 59 |
| Q4 2024 | 57 |
| Q1 2025 | 64 |
| Q2 2025 | 63 |
| Q3 2025 | 62 |
| Q4 2025 | 57 |
| Q1 2026 | 53 |
| Q2 2026 | 58 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.15% |
| Q3 2024 | 8.99% |
| Q4 2024 | 8.80% |
| Q1 2025 | 10.37% |
| Q2 2025 | 10.04% |
| Q3 2025 | 9.74% |
| Q4 2025 | 9.35% |
| Q1 2026 | 9.17% |
| Q2 2026 | 9.38% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.39% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $1.1B | 9.38% | 0.39% | 0.65% | 96.9% |
| Q1 2026 | 53 | $1.2B | 9.17% | 0.88% | 0.61% | 91.2% |
| Q4 2025 | 57 | $1.2B | 9.35% | 0.49% | 0.51% | 87.4% |
| Q3 2025 | 62 | $1.1B | 9.74% | 0.03% | 0.45% | 95.6% |
| Q2 2025 | 63 | $1.0B | 10.04% | 0.03% | 0.39% | 93.5% |
| Q1 2025 | 64 | $997.4M | 10.37% | 0.03% | 0.42% | 91.7% |
| Q4 2024 | 57 | $941.8M | 8.80% | 0.04% | 0.24% | 94.9% |
| Q3 2024 | 59 | $912.5M | 8.99% | 0.00% | 0.21% | 95.5% |
| Q2 2024 | 58 | $833.0M | 9.15% | 0.00% | 0.26% | 94.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National BankBank Altavista, VA | 73 out of 100, Strong | $1.1B | 8.8% | 0.19% | vs |
| The Freedom Bank of VirginiaBank Fairfax, VA | 40 out of 100, Below average | $1.0B | 11.1% | 3.26% | vs |
| Bank of the JamesBank Lynchburg, VA | 69 out of 100, Moderate | $1.0B | 9.4% | 0.16% | vs |
| Skyline National BankBank Independence, VA | 66 out of 100, Moderate | $1.3B | 8.8% | 0.34% | vs |
| Farmers & Merchants BankBank Timberville, VA | 70 out of 100, Strong | $1.4B | 9.1% | 0.43% | vs |
| Benchmark Community BankBank Kenbridge, VA | 75 out of 100, Strong | $1.4B | 9.8% | 0.17% | vs |
Deposit insurance
Is my money safe at Trustar Bank?
Yes. Trustar Bank is an FDIC-insured institution (FDIC certificate #59183). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 44.1% of deposits ($428.2M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.38%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.44% (benchmark: 10%).
6 locations
Branches
Trustar Bank lists 6 offices in 6 cities across 3 states. Most locations:
- Arlington, VA (1)
- Bethesda, MD (1)
- Great Falls, VA (1)
- Mclean, VA (1)
- Reston, VA (1)
- Washington, DC (1)
HMDA 2025
Mortgage lending
In 2025, Trustar Bank reported 62 home-loan applications under HMDA (LEI 549300DKUE4BMFY15Y36): 57 originated ($61,635,000 total), 0 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Trustar Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59183
- RSSD ID
- 5349218
- Primary regulator
- FDIC
- Holding company
- Trustar Bankshares Inc
- Established
- July 8, 2019
- Headquarters
- 748 Walker Rd, Great Falls, VA 22066
- Website
- www.trustarbank.com
- Employees
- 66
Quick answers
Trustar Bank: common questions
Is Trustar Bank FDIC insured?
Yes. Trustar Bank is an FDIC-insured institution (FDIC certificate #59183). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Trustar Bank's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Trustar Bank ever failed?
There is no failure record for FDIC certificate #59183 in the FDIC failed bank list.
How many branches does Trustar Bank have?
6 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Great Falls
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Angelina County Teachers Credit UnionCredit union Lufkin, TX | 100 out of 100, Very strong | $12.9M | 18.4% | 0.04% | vs |
| Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA | 100 out of 100, Very strong | $370K | 17.4% | 0.00% | vs |
| Lee Federal Credit UnionCredit union Washington, DC | 99 out of 100, Very strong | $5.5M | 50.7% | 0.00% | vs |
| Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL | 99 out of 100, Very strong | $2.2M | 23.1% | 0.08% | vs |
| None Suffer Lack Federal Credit UnionCredit union Suitland, MD | 99 out of 100, Very strong | $27.9M | 20.1% | 0.12% | vs |
| Christiansted Federal Credit UnionCredit union Christiansted, VI | 98 out of 100, Very strong | $34.0M | 20.6% | 0.23% | vs |