Side-by-side · Q2 2026 data
The Friendship State Bank vs The Cincinnatus Savings & Loan Co.
Metric by metric
| Measure | The Friendship State Bank | The Cincinnatus Savings & Loan Co. |
|---|---|---|
| TellerScore | 66 | 84 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 57 | 57 |
| Funding & liquidity | 79 (stronger) | 67 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 31st | 86th |
| Total assets | $543.8M | $193.1M |
| Deposits / shares | $478.7M | $163.0M |
| Capital ratio | 8.79% | 15.26% (stronger) |
| Problem loans | 0.37% | 0.26% (stronger) |
| Net charge-offs | 0.02% | -0.11% (stronger) |
| Return on assets | 0.92% | 0.93% (stronger) |
| Loans ÷ deposits | 69.2% (stronger) | 77.9% |
| Uninsured deposits | 26.1% (stronger) | 29.1% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.4% | — |
The Cincinnatus Savings & Loan Co. has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Friendship State Bank leads on 2 and The Cincinnatus Savings & Loan Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.