Side-by-side · Q2 2026 data
The Genoa Banking Company vs The Peoples Bank Co.
Metric by metric
| Measure | The Genoa Banking Company | The Peoples Bank Co. |
|---|---|---|
| TellerScore | 62 | 85 (stronger) |
| Capital cushion | 26 | 69 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 54 | 87 (stronger) |
| Funding & liquidity | 54 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 22nd | 88th |
| Total assets | $747.8M | $859.2M |
| Deposits / shares | $664.7M | $738.8M |
| Capital ratio | 7.58% | 11.89% (stronger) |
| Problem loans | 0.01% (stronger) | 0.13% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.85% | 1.66% (stronger) |
| Loans ÷ deposits | 84.9% | 61.5% (stronger) |
| Uninsured deposits | 34.1% | 27.4% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank Co. has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Genoa Banking Company leads on 1 and The Peoples Bank Co. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.