Headquartered in Genoa, Ohio, The Genoa Banking Company is a state-chartered bank (fed member) with $747.8M in total assets and $664.7M in deposits as of Q2 2026. It operates 9 offices. Its charter dates back to 1902.
The Genoa Banking Company has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 123rd. Loan quality contributes the most (100/100, 0.01%); capital cushion contributes the least (26/100, 7.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (59 → 62), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 57 |
| Q4 2024 | 58 |
| Q1 2025 | 59 |
| Q2 2025 | 59 |
| Q3 2025 | 59 |
| Q4 2025 | 60 |
| Q1 2026 | 61 |
| Q2 2026 | 62 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.29% |
| Q3 2024 | 7.13% |
| Q4 2024 | 7.10% |
| Q1 2025 | 7.19% |
| Q2 2025 | 7.14% |
| Q3 2025 | 7.20% |
| Q4 2025 | 7.32% |
| Q1 2026 | 7.57% |
| Q2 2026 | 7.58% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.45% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.64% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.85% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $747.8M | 7.58% | 0.01% | 0.85% | 84.9% |
| Q1 2026 | 61 | $731.3M | 7.57% | 0.02% | 0.75% | 84.3% |
| Q4 2025 | 60 | $721.2M | 7.32% | 0.01% | 0.74% | 83.1% |
| Q3 2025 | 59 | $725.5M | 7.20% | 0.02% | 0.67% | 81.1% |
| Q2 2025 | 59 | $714.5M | 7.14% | 0.02% | 0.64% | 80.8% |
| Q1 2025 | 59 | $702.3M | 7.19% | 0.01% | 0.51% | 79.4% |
| Q4 2024 | 58 | $672.5M | 7.10% | 0.01% | 0.47% | 82.1% |
| Q3 2024 | 57 | $672.7M | 7.13% | 0.02% | 0.45% | 82.5% |
| Q2 2024 | 57 | $647.4M | 7.29% | 0.02% | 0.40% | 84.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Minster BankBank Minster, OH | 79 out of 100, Strong | $811.6M | 10.1% | 0.14% | vs |
| The Community BankBank Zanesville, OH | 74 out of 100, Strong | $680.1M | 10.6% | 0.23% | vs |
| The Old Fort Banking CompanyBank Old Fort, OH | 72 out of 100, Strong | $843.9M | 8.9% | 0.20% | vs |
| Greenville National BankBank Greenville, OH | 86 out of 100, Very strong | $641.5M | 13.0% | 0.05% | vs |
| The Peoples Bank Co.Bank Coldwater, OH | 85 out of 100, Very strong | $859.2M | 11.9% | 0.13% | vs |
| Unified BankBank Martins Ferry, OH | 62 out of 100, Moderate | $871.7M | 9.0% | 1.29% | vs |
Deposit insurance
Is my money safe at The Genoa Banking Company?
Yes. The Genoa Banking Company is an FDIC-insured institution (FDIC certificate #2285). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.1% of deposits ($226.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.58%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.13% (benchmark: 10%).
9 locations
Branches
The Genoa Banking Company lists 9 offices in 9 cities. Most locations:
- Fremont, OH (1)
- Genoa, OH (1)
- Maumee, OH (1)
- Millbury, OH (1)
- Oregon, OH (1)
- Port Clinton, OH (1)
- Rossford, OH (1)
- Sylvania, OH (1)
- Toledo, OH (1)
Identity & history
Profile
- Legal name
- The Genoa Banking Company
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 2285
- RSSD ID
- 504311
- Primary regulator
- FED
- Holding company
- Genbanc Inc
- Established
- September 9, 1902
- Headquarters
- 801 Main St, Genoa, OH 43430
- Website
- www.genoabank.com
- Employees
- 134
Quick answers
The Genoa Banking Company: common questions
Is The Genoa Banking Company FDIC insured?
Yes. The Genoa Banking Company is an FDIC-insured institution (FDIC certificate #2285). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Genoa Banking Company's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Genoa Banking Company ever failed?
There is no failure record for FDIC certificate #2285 in the FDIC failed bank list.
How many branches does The Genoa Banking Company have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Genoa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eight Federal Credit UnionCredit union Rossford, OH | 96 out of 100, Very strong | $25.3M | 14.8% | 0.02% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| Tlc Community Credit UnionCredit union Adrian, MI | 90 out of 100, Very strong | $950.2M | 14.5% | 0.14% | vs |
| Materion Federal Credit UnionCredit union Elmore, OH | 87 out of 100, Very strong | $38.9M | 14.7% | 0.00% | vs |