Side-by-side · Q2 2026 data
The Genoa Banking Company vs Unified Bank
Metric by metric
| Measure | The Genoa Banking Company | Unified Bank |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 26 | 40 (stronger) |
| Loan quality | 100 (stronger) | 57 |
| Earnings | 54 | 75 (stronger) |
| Funding & liquidity | 54 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 22nd | 22nd |
| Total assets | $747.8M | $871.7M |
| Deposits / shares | $664.7M | $702.1M |
| Capital ratio | 7.58% | 8.99% (stronger) |
| Problem loans | 0.01% (stronger) | 1.29% |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 0.85% | 1.38% (stronger) |
| Loans ÷ deposits | 84.9% | 70.1% (stronger) |
| Uninsured deposits | 34.1% | 16.0% (stronger) |
| Offices | 9 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Genoa Banking Company leads on 1 and Unified Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.