Side-by-side · Q2 2026 data
The Gerber State Bank vs Anna State Bank
Metric by metric
| Measure | The Gerber State Bank | Anna State Bank |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 73 | 75 (stronger) |
| Loan quality | 56 | 99 (stronger) |
| Earnings | 66 (stronger) | 50 |
| Funding & liquidity | 90 | 92 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 47th | 80th |
| Total assets | $100.8M | $111.6M |
| Deposits / shares | $78.1M | $97.1M |
| Capital ratio | 12.31% | 12.54% (stronger) |
| Problem loans | 1.31% | 0.02% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.03% |
| Return on assets | 1.14% (stronger) | 0.75% |
| Loans ÷ deposits | 60.2% | 44.6% (stronger) |
| Uninsured deposits | 24.0% | 22.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Anna State Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Gerber State Bank leads on 2 and Anna State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.