Side-by-side · Q2 2026 data
The Gerber State Bank vs Midland Federal Savings and Loan Association
Bank
Midland Federal Savings and Loan Association
Bridgeview, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Gerber State Bank | Midland Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 71 (stronger) | 51 |
| Capital cushion | 73 (stronger) | 35 |
| Loan quality | 56 | 67 (stronger) |
| Earnings | 66 (stronger) | 0 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 47th | 8th |
| Total assets | $100.8M | $111.2M |
| Deposits / shares | $78.1M | $100.1M |
| Capital ratio | 12.31% (stronger) | 8.50% |
| Problem loans | 1.31% | 1.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.14% (stronger) | -3.96% |
| Loans ÷ deposits | 60.2% | 49.4% (stronger) |
| Uninsured deposits | 24.0% | 4.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Gerber State Bank has the higher TellerScore (71 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The Gerber State Bank leads on 4 and Midland Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.