Side-by-side · Q2 2026 data
The Goose River Bank vs First State Bank
Metric by metric
| Measure | The Goose River Bank | First State Bank |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 65 (stronger) | 48 |
| Loan quality | 43 | 100 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 40 |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 22nd | 61st |
| Total assets | $173.4M | $424.2M |
| Deposits / shares | $147.3M | $371.9M |
| Capital ratio | 11.48% (stronger) | 9.83% |
| Problem loans | 1.71% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.20% | 2.08% (stronger) |
| Loans ÷ deposits | 87.7% (stronger) | 104.4% |
| Uninsured deposits | 17.1% (stronger) | 28.8% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First State Bank has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Goose River Bank leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mayville, ND