TellerScore

The Goose River Bank (FDIC certificate #10236) is based in Mayville, North Dakota. Its Q2 2026 call report shows $173.4M in total assets and $147.3M in deposits and 3 offices.

Based on its Q2 2026 filing, The Goose River Bank scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 60 banks headquartered in North Dakota, it ranks 48th. Its strongest component is problem-loan coverage (79/100; 10.6%), and its lowest is loan quality (43/100; 1.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Tier 1 leverage ratio: 11.48%
Loan quality43/100
Noncurrent loans ÷ total loans: 1.71%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity70/100
Loans ÷ deposits and uninsured-deposit share: 87.7% · 17.1% uninsured
Problem-loan coverage79/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 10.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 18 points (44 → 62), mostly because the loan quality component improved by 43 points.

TellerScore
425771Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202471
Q4 202461
Q1 202542
Q2 202544
Q3 202547
Q4 202552
Q1 202654
Q2 202662
Tier 1 leverage ratio
5.00%8.29%11.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.47%
Q3 202410.28%
Q4 202410.17%
Q1 202510.74%
Q2 202510.91%
Q3 202511.26%
Q4 202511.57%
Q1 202611.49%
Q2 202611.48%
Noncurrent loans
0.36%1.94%3.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.51%
Q3 20240.36%
Q4 20241.32%
Q1 20253.30%
Q2 20253.52%
Q3 20253.15%
Q4 20252.76%
Q1 20262.31%
Q2 20261.71%
Return on assets
0.85%1.17%1.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.48%
Q3 20241.39%
Q4 20241.38%
Q1 20250.85%
Q2 20251.12%
Q3 20251.18%
Q4 20251.31%
Q1 20261.00%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$173.4M11.48%1.71%1.20%87.7%
Q1 202654$179.2M11.49%2.31%1.00%83.7%
Q4 202552$178.4M11.57%2.76%1.31%84.0%
Q3 202547$178.7M11.26%3.15%1.18%86.1%
Q2 202544$171.8M10.91%3.52%1.12%93.2%
Q1 202542$180.6M10.74%3.30%0.85%84.6%
Q4 202461$182.2M10.17%1.32%1.38%86.0%
Q3 202471$178.8M10.28%0.36%1.39%89.2%
Q2 202471$170.1M10.47%0.51%1.48%90.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.48%
58th
Total risk-based capital0.00%
24th
Problem loans1.71%
16th
Net charge-offs0.00%
57th
Return on assets1.20%
47th
Net interest margin4.34%
72nd
Efficiency ratio70.5%
29th
Loans to deposits87.7%
31st
Uninsured deposits17.1%
75th
Loan-loss reserves0.96%
22nd
Texas ratio10.6%
17th

Similar-size banks in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank and Trust Co. of BottineauBank Bottineau, ND83 out of 100, Strong$175.9M13.6%0.75%vs
Liberty State BankBank Powers Lake, ND93 out of 100, Very strong$159.0M13.7%0.09%vs
Horizon Financial BankBank Munich, ND61 out of 100, Moderate$201.0M10.8%1.34%vs
State Bank & Trust of KenmareBank Kenmare, ND62 out of 100, Moderate$201.1M9.2%1.10%vs
Farmers and Merchants State BankBank Langdon, ND74 out of 100, Strong$143.1M15.7%1.86%vs
Commercial Bank of MottBank Mott, ND87 out of 100, Very strong$140.0M13.1%0.00%vs

Deposit insurance

Is my money safe at The Goose River Bank?

Yes. The Goose River Bank is an FDIC-insured institution (FDIC certificate #10236). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.1% of deposits ($25.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Goose River Bank lists 3 offices in 3 cities. Most locations:

  • Hatton, ND (1)
  • Hillsboro, ND (1)
  • Mayville, ND (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Goose River Bank
Type
State-chartered bank
FDIC certificate #
10236
RSSD ID
821157
Primary regulator
FDIC
Holding company
Goose River Holding Co
Established
October 27, 1881
Headquarters
44 Main St W, Mayville, ND 58257
Employees
23

Quick answers

The Goose River Bank: common questions

Is The Goose River Bank FDIC insured?

Yes. The Goose River Bank is an FDIC-insured institution (FDIC certificate #10236). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Goose River Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Goose River Bank ever failed?

There is no failure record for FDIC certificate #10236 in the FDIC failed bank list.

How many branches does The Goose River Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mayville

InstitutionScoreAssetsCapitalProblem loansCompare
First State BankBank Buxton, ND75 out of 100, Strong$424.2M9.8%0.00%vs
Aspire BankBank Fargo, ND72 out of 100, Strong$60.9M11.4%0.00%vs
Alerus Financial, National AssociationBank Grand Forks, ND70 out of 100, Strong$5.3B9.3%0.26%vs
Bravera BankBank Dickinson, ND67 out of 100, Moderate$3.8B9.7%0.90%vs
American Federal BankBank Fargo, ND66 out of 100, Moderate$795.8M9.3%0.00%vs
Gate City BankBank Fargo, ND65 out of 100, Moderate$4.0B9.8%0.69%vs