TellerScore

Side-by-side · Q2 2026 data

The Goose River Bank vs Horizon Financial Bank

Bank

The Goose River Bank

Mayville, North Dakota · $100 million – $1 billion

62of 100
Moderate

Bank

Horizon Financial Bank

Munich, North Dakota · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureThe Goose River BankHorizon Financial Bank
TellerScore62 (stronger)61
Capital cushion65 (stronger)58
Loan quality4355 (stronger)
Earnings68 (stronger)59
Funding & liquidity70 (stronger)63
Problem-loan coverage7982 (stronger)
Peer percentile22nd20th
Total assets$173.4M$201.0M
Deposits / shares$147.3M$178.5M
Capital ratio11.48% (stronger)10.78%
Problem loans1.71%1.34% (stronger)
Net charge-offs0.00%0.00% (stronger)
Return on assets1.20% (stronger)0.97%
Loans ÷ deposits87.7%83.5% (stronger)
Uninsured deposits17.1% (stronger)27.6%
Offices35
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Goose River Bank has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Goose River Bank leads on 4 and Horizon Financial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions