Side-by-side · Q2 2026 data
The Granger National Bank vs Pecu Credit Union
Metric by metric
| Measure | The Granger National Bank | Pecu Credit Union |
|---|---|---|
| TellerScore | 73 | 86 (stronger) |
| Capital cushion | 86 | 98 (stronger) |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 0 | 57 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 48th | 89th |
| Total assets | $53.5M | $431.4M |
| Deposits / shares | $47.2M | $368.7M |
| Capital ratio | 13.58% | 14.78% (stronger) |
| Problem loans | 0.11% (stronger) | 0.47% |
| Net charge-offs | -0.02% (stronger) | 0.45% |
| Return on assets | -0.63% | 0.92% (stronger) |
| Loans ÷ deposits | 62.2% | 60.6% (stronger) |
| Uninsured deposits | 23.7% | 10.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pecu Credit Union has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Granger National Bank leads on 2 and Pecu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.