Side-by-side · Q2 2026 data
The Granger National Bank vs The Bank of San Jacinto County, Coldspring, Texas
Bank
The Bank of San Jacinto County, Coldspring, Texas
Coldspring, Texas · Under $100 million in assets
Metric by metric
| Measure | The Granger National Bank | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| TellerScore | 73 | 97 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 0 | 85 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 48th | 98th |
| Total assets | $53.5M | $42.0M |
| Deposits / shares | $47.2M | $35.3M |
| Capital ratio | 13.58% | 17.77% (stronger) |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | -0.63% | 1.61% (stronger) |
| Loans ÷ deposits | 62.2% | 34.5% (stronger) |
| Uninsured deposits | 23.7% | 10.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of San Jacinto County, Coldspring, Texas has the higher TellerScore (97 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Granger National Bank leads on 1 and The Bank of San Jacinto County, Coldspring, Texas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.